Detailed answer
Factors That Change The Recommendation
Warranties sound straightforward until you read the fine print. 'Lifetime warranty' usually means 'limited prorated coverage that drops 4% per year and excludes labor.' Two things to actually compare: how the manufacturer warranty prorates over time, and how long the contractor stands behind installation labor.
Manufacturer warranties cover material defects - usually the shingle itself failing prematurely. Most are prorated, meaning the dollar amount the manufacturer pays drops as the roof ages. A '50-year' warranty might cover full material replacement for the first 5-10 years, then drop sharply. Read the proration schedule. Workmanship warranties are separate - issued by the contractor, covering installation errors like improper flashing, nail placement, or ventilation. These typically run 2-10 years. Length and clarity of the workmanship warranty say more about contractor confidence than any marketing claim. Enhanced manufacturer warranties (e.g., GAF Golden Pledge, CertainTeed SureStart Plus) require specific certified installers - ask if you're eligible.
If You're In California Or New Jersey
California warranty claims sometimes involve UV-damage exclusions on darker shingle colors. New Jersey warranty claims often involve ice-dam damage, which is sometimes excluded as 'consequential damage' rather than material failure. Read the exclusions section, not just the years.