Detailed answer
Factors That Change The Recommendation
Heat performance isn't just about the surface material - that's a common misconception. Color, reflectivity, attic ventilation, underlayment, and drainage all matter together. The shingle is one piece of the puzzle, not the whole answer.
Cool-rated shingles can drop surface temperatures noticeably compared to darker standard shingles. Tile performs well in many hot climates but it needs proper underlayment and structural support to back it up. Metal can reflect heat effectively when the flashing and panel details are done right. Flat and low-slope roofs? They need careful membrane selection and drainage design - because ponding water sitting on a hot roof shortens the membrane's life fast.
If You're In California Or New Jersey
Southern California homes typically combine UV exposure, dry heat, seasonal rain, and low-slope additions all on the same property. Central Valley homes (think Turlock, Oakdale) need extra attention to attic ventilation and sun-facing slope wear - that side of the roof always ages faster.