Detailed answer
Factors That Change The Recommendation
New Jersey roofs catch the full spread - rain, wind, winter freeze-thaw, summer heat, and in shore towns salt air. Material choice should match the exposure your specific house gets, not just whatever's cheapest at the supply house.
Architectural shingles usually outperform basic 3-tab in both wind resistance and lifespan - that gap shows up after a few rough winters. Metal can be a great fit on some homes but it costs more upfront and the flashing details have to be right. Low-slope sections (porches, additions) need membranes designed for actual drainage and seams. Coastal homes need flashing and fasteners that handle salt corrosion. Wooded inland homes need drainage and ventilation designed for debris and moisture management. Different roof, same state - very different recipe.
If You're In California Or New Jersey
South Jersey shore towns (Cape May, Villas, North Cape May) should plan for wind-driven rain and salt exposure on every roof component. Inland and northern New Jersey homes (Williamstown, Stanhope, West Caldwell) need to think about freeze-thaw, ice edges at the eaves, tree debris in valleys, and attic ventilation that actually balances intake and exhaust.